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Deposit Schemes

Attractive investment schemes tailor made as per your needs...

Loan Schemes

A loan scheme for your ever need....

Deposit Interest Rates

Current deposit interest rates with effective ROI...

Loan Interest Rates

Detailed info of interest rates on our various loan schemes...

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Services

The  Bank  offers a wide  range of  deposit  schemes  to  meet  the  requirements  of all patterns of savings, surplus  funds available for differing  time spans. Competitive  rates are offered with special incentives  to senior citizens ( Age 60 years or above )  and for deposit over  Rs. 15 Lakhs  and  Rs. 1 Crore  for  certain maturity  periods. Safe Deposit Locker  facilities can be  availed  from  17 branches. Same  day credit  remittances  are routinely arranged. The  Bank provides  financial  assistance to all types of commercially viable   enterprises,   be it  for agriculture,  horticulture,  dairy,  small   scale  industry , professionals like doctors, lawyers, chartered accountants, traders (wholesale and retail ) small borrowers etc. Wherever eligible, refinance is availed from IDBI , SIDBI , NABARD, NHB. This provides source for further financing. In its efforts to be an institution offering comprehensive financial services the Bank has extended its activities into all  spheres of financial intermediation. The major areas are given below.

 
Merchant Banking


Since 1st December 1994, the Bank is registered as a Category I Merchant Banker with the SECURITIES AND EXCHANGE BOARD OF INDIA. It has successfully managed a number of public issues of shares/debentures of reputed companies.

 
Western Union Money Transfer

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Leasing Finance

Since February 1996, the Bank has undertaken LEASING FINANCE and plans to aggressively market these services.

 
Depository and Dematerialisation


Bank has entered into an understanding for its branches to be Collecting Centers for dematerialising scrip's and providing depository services on behalf of CDSL.

 
Venture Capital Fund


The Bank has participated in SICOM Venture Fund by investing adequate capital.The fund is jointly promoted by SICOM and nationalised and scheduled commercial banks. The main object of the fund is to assist by way of capital participation, as well as, to provide advisory services to medium and small scale units.

 
Insurance & Investment Opportunities
Bank has Corporate Agency of Kotak Mahindra and Corporate arrangement with Bajaj Allianz for providing services to its customers and marketing of the following :

Life Insurance
General Insurance

 
ATM Services

ATM services provided at Mumbai (Borivali, Kadivalli), New Delhi, Thane, Navi Mumbai (Nerul), Kolhapur (Shahupuri) and Goa (Ponda, Margao), Pune (Kalyaninagar), Kharghar.
 
Drafts


Bank has cash management arrangements with several financial institutions enabling it to arrange Remittances/Drafts on various locations in any part of India.

 
Free Services
  • Opening and Maintaining No Frill accounts.
  • Issue of 1st pass book, statement of accounts, term deposit receipts, and cheques for saving deposit account.
  • Balance enquiry (including enquiry relating up to 2 years old record)
  • Providing Eletronic Claring Services except return cheques.
  • National Electronic Fund Transfer – for Inward transactions only.
  • Collection of Local cheques
    Cash Deposits for Saving, Term Deposit, and Current and cash credit
    A/c up Rs.5.00 lacs
    Cash payment through all types of accounts
    • Collection of Deposit receipts of other Banks
    • ATM services
    • Standing instructions for debit / credit of internal transactions
    • Guidance for various all type of deposits and advances accounts, ancillary Banking services.
    • Inter branch transfer of Rs.10, 000/- under CBS.