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Services
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The
Bank offers a wide range of deposit
schemes to meet the requirements
of all patterns of savings, surplus funds
available for differing time spans. Competitive
rates are offered with special incentives to senior
citizens ( Age 60 years or above ) and for
deposit over Rs. 15 Lakhs and Rs.
1 Crore for certain maturity periods.
Safe Deposit Locker facilities can be availed
from 17 branches. Same day credit
remittances are routinely arranged. The Bank
provides financial assistance to all types
of commercially viable enterprises,
be it for agriculture, horticulture,
dairy, small scale industry ,
professionals like doctors, lawyers, chartered accountants,
traders (wholesale and retail ) small borrowers etc.
Wherever eligible, refinance is availed from IDBI ,
SIDBI , NABARD, NHB. This provides source for further
financing. In its efforts to be an institution offering
comprehensive financial services the Bank has extended
its activities into all spheres of financial intermediation.
The major areas are given below.
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Since
1st December 1994, the Bank is registered as a Category
I Merchant Banker with the SECURITIES AND EXCHANGE BOARD
OF INDIA. It has successfully managed a number of public
issues of shares/debentures of reputed companies.
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Since
February 1996, the Bank has undertaken LEASING FINANCE
and plans to aggressively market these services.
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Depository
and Dematerialisation
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Bank has entered into an understanding
for its branches to be Collecting Centers for dematerialising
scrip's and providing depository services on behalf of
CDSL.
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The
Bank has participated in SICOM Venture Fund by investing
adequate capital.The fund is jointly promoted by SICOM
and nationalised and scheduled commercial banks. The
main object of the fund is to assist by way of capital
participation, as well as, to provide advisory services
to medium and small scale units.
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Insurance
& Investment Opportunities
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Bank
has referral agency tie-up with Kotak Mahindra and Bajaj
Allianz for
providing services to its customers and marketing of the
following :
General Insurance
Life Insurance
Mutual Fund
Equity and Debit Public Issue (IPO)
RBI Bonds
Tax Saving Bonds
(*Products of all Nationalised Insurance Companies as
well as Private Insurance Companies) |
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Anywhere
& Telebanking Services
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The
Bank has provided Anywhere Banking Service at its Kolhapur
Branches (Shahupuri, Laxmipuri, Rajarampuri, Market
Yard and Gandhinagar).
Tele Banking service facility is available at Shahupuri,
Laxmipuri, Rajarampuri, Market Yard and Belguam branches.
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ATM
services provided at Mumbai (Borivali, Kadivalli),
New Delhi, Thane, Navi Mumbai (Nerul), Kolhapur
(Shahupuri) and Goa (Ponda, Margao), Pune (Kalyaninagar). |
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Bank
has cash management arrangements with several financial
institutions enabling it to arrange Remittances/Drafts
on various locations in any part of India.
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