Services Charges

SERVICE CHARGES EFFECTIVE FROM  10.01.2008
			* Special category of individual includes senior citizens, pensioners
			& individuals in rural areas
Sr	Nature of Service	Particulars	Revised Charges w.e.from 10.01.2008
A	SERVICE CHARGES APPLICABLE TO BASIC BANKING SERVICES		Other than Individuals	Individuals	Special Category of Individuals*
I	Service Charges Relating to Deposit Accounts
1	Issue of cheque books	a) MICR Cheques	Rs. 2/- per cheque leaf	Rs. 2/- per cheque leaf	Rs. 2/- per cheque leaf
	SB /CA /OD /CC A/cs.		at the time of issue	at the time of issue	at the time of issue
		b) Non-MICR cheques	Rs. 1/- per cheque leaf	Rs. 1/- per cheque leaf	Rs. 1/- per cheque leaf
			at the time of issue	at the time of issue	at the time of issue
		Free Cheque leaves in a calender year for S.B.A/cs.Only		50 leaves free	60 leaves free
2	Issue of Pass Book / Statement	First Pass Book / Statement	Free	Free	Free
		Additional Set / copy	Rs. 25/-per ledger page -	Rs. 20/-per ledger page -	Rs. 15/-per ledger page
			For a/cs maintained on computers 40 entries or part thereof treated as one ledger page.
3	Duplicate Pass Book / Statement	a) With Latest Balance	Rs. 25/- per pass book / statement	Rs. 20/- per pass book / statement	Rs. 15/- per pass book / statement
		b) For previous entries	Rs. 25/-per ledger page -	Rs. 20/-per ledger page -	Rs. 15/-per ledger page
			For a/cs maintained on computers 40 entries or part thereof treated as one ledger page.
4	Issue of Balance Certificate	Including Interest paid / Collected	Rs. 25/- per certificate	Rs. 20/- per certificate	Rs. 15/- per certificate
5	Stop Payment Instructions	Instructions / revocation of instrcts.	Rs. 50/- Per Cheque	Rs. 40/- Per Cheque	Rs. 30/- Per Cheque
			Rs. 250/- Per Series	Rs. 200/- Per Series	Rs. 150/- Per Series
6	Balance Enquiry (including enquiry relating to old records)	Upto 2 years old	Free	Free	Free
		2 to 3 years old	Rs. 50/-	Rs. 40/-	Rs. 30/-
		3 to 5 years old	Rs. 60/-	Rs. 50/-	Rs. 40/-
		More than 5 years old - Rs.100/-	Rs. 100/-	Rs. 80/-	Rs. 60/-
7	closure of Accounts within 12 months.	a) Current A/c	Rs. 150/- plus folio charges as applicable.	Rs. 125/- plus folio charges as applicable.	Rs. 100/- plus folio charges as applicable.
		b) Savings A/c
		without cheque book	Rs.50/-	Rs.40/-	Rs.30/-
		with cheque book	Rs.100/-	Rs.80/-	Rs.60/-
8	Handling charges for cheques / bills returned unpaid (For inward cheques received for payment)	A) Local Cheques
		a) For S/B A/cs	Rs.50/- per cheque	Rs.40/- per cheque	Rs.30/- per cheque
		b) For others	Rs.100/- per cheque	Rs.80/- per cheque	Rs.60/- per cheque
		B) Outstation cheques and Local / Outstation bills:-	50% of collection charges minimum Rs. 25/-	45% of collection charges minimum Rs. 20/-	40% of collection charges minimum Rs. 15/-
9	Attestation of
	Customers Signature /	Per Attestation / case	Rs. 25/-	Rs. 20/-	Rs. 15/-
	Photo
II	Service Charges Relating to Loan Accounts
10	Issuance of No dues Certificate	a) For Agriculture purpose and Govt Sponsured Schemes	Free of cost as per RBI guidelines	Free of cost as per RBI guidelines	Free of cost as per RBI guidelines
		b) For others	Rs. 25/-	Rs. 20/-	Rs. 15/-
III	Service Charges Relating to Remittance Facilities
11	Remittances	1) Upto Rs. 1.00 Lac	Rs. 2.00 Per Thousand	Rs. 1.75 Per Thousand	Rs. 1.50 Per Thousand
	(DD/TT/MT)
			(Min. Rs. 30)	(Min. Rs. 25)	(Min. Rs. 20)
		2) Above Rs. 1.00 Lac	Rs. 1.50 Per Thousand	Rs. 1.25 Per Thousand	Rs. 1.00 Per Thousand
			(Min. Rs. 150 & Max. Rs. 15000/-)	(Min. Rs. 125 & Max. Rs. 12500/-)	(Min. Rs. 100 & Max. Rs. 10000/-)
		Note:- 1) For TT, Telephone Charges be recovered seperately.
		2) For Miraj / Nipani / Islampur / Tasgaon /Jaysingpur branches - charges will
		be Rs. 3.00 Per Thousand
		3) In case of DD issued against cash up to Rs. 50,000/- additional 25% of
		normal charges be levied.
12	Bankers cheque /	1) Upto Rs. 1,00,000/-	Rs. 1 Per Thousand	Rs. 0.90 Per Thousand	Rs. 0.80 Per Thousand
	Pay Order		(Min Rs. 30)	(Min Rs. 25)	(Min Rs. 20)
		2) Above Rs.1,00,000/-	Rs. 0.75 Per Thousand	Rs. 0.60 Per Thousand	Rs. 0.50 Per Thousand
			(Min. Rs. 75 &	(Min. Rs. 60 &	(Min. Rs. 50 &
			Max. Rs. 2500)	Max. Rs. 2250)	Max. Rs. 2000)
		Note:- 1) Pay order against tender of cash -  Normal charges + 25% of normal
		charges be levied.
13	Cancellation of DD /	Per instrument	Rs. 50/-	Rs. 40/-	Rs. 30/-
	Pay Order
14	Revalidation of DD /	Per instrument	Rs. 50/-	Rs. 40/-	Rs. 30/-
	Pay Order
15	Issue of Duplicate	Per instrument	Rs. 50/-	Rs. 40/-	Rs. 30/-
	Demand Draft
16	Issue of Duplicate	Per instrument	Rs. 50/-	Rs. 40/-	Rs. 30/-
	Bankers cheque / PO
17	Electronic Clearing	Charges for passing Credit / debit entries	NIL	NIL	NIL
	Service (ECS)
		ECS Return Charges	(As applicable for cheque return charges)
18	National Electronic	Inward Transactions	Free	Free	Free
	Fund Transfer(NEFT)	Outward Transactions	50% of Pay Order Commission	50% of Pay Order Commission	50% of Pay Order Commission
19	Collection of Local	For all type of	Free	Free	Free
	Cheques	Accounts
20	Collection of Outstation Cheques (OBC)	Cheques on Our Bank
		1) Upto Rs. 1 Lakh	Rs. 2.50 per thousand	Rs. 2.25 per thousand	Rs. 2.00 per thousand
			(Min. Rs. 30)	(Min. Rs. 25)	(Min. Rs. 20)
		2) Above Rs. 1 Lakh	Rs. 2.00 per thousand	Rs. 1.75 per thousand	Rs. 1.50 per thousand
		Cheques on Other Bank
		1) Upto Rs. 1 Lakh	Rs. 3.00 per thousand	Rs. 2.75 per thousand	Rs. 2.50 per thousand
			(Min. Rs. 30)	(Min. Rs. 25)	(Min. Rs. 20)
		2) Above Rs. 1 Lakh	Rs. 2.50 per thousand	Rs. 2.25 per thousand	Rs. 2.00 per thousand
		Note :- 1) Out of pocket exps. LikePostage etc. will be recovered fully.
		2) In case of our Branch to Branch collection, only presenting branch will
		charge the commission.
		3) In case of other Banks - Commission charged / deducted by collecting
		Bank will be revocered fully & separetaly.
21	Cheque Return - Outward (Cheque deposited for collection )	A) Local Cheques
		a) For S/B A/cs	Rs.25/- per cheque	Rs.20/- per cheque	Rs.15/- per cheque
		b) For others	Rs.50/- per cheque	Rs.40/- per cheque	Rs.30/- per cheque
		B) Outstation cheques	50% of collection charges minimum Rs. 25/-	45% of collection charges minimum Rs. 20/-	40% of collection charges minimum Rs. 15/-
B	SERVICE CHARGES APPLICABLE TO SERVICES (OTHER THAN BASIC BANKING SERVICES		Revised Charges w.e.from 10.01.2008
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