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Consumer
Loans
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Repayment Period : Maximum 5 Years
Margin
: 25%
Purpose :
To Purchase TV / VCR / Refrigerator / Furniture / Household
equipments
/ etc.
Eligibility
: Employees of Govt./ Semi Govt.,
Reputed Companies
/
Businessmen, Traders / Professionals
& Self Employed
Persons / Farmers.
Other Norms :
(A) :
For Employees
of Govt./ Semi Govt.,
Reputed Companies.
1
: Applicant must be permanent employee.
2 : Should submit - salary certificate,undertaking
letter of
employer to deduct & send the monthly installment.
3
: I.T. return copy.
4
: Maximum take Loan salary should be 50% after deducting
loan
installment
(B) : For Businessmen or
Traders
or Professionals & Self Employed.
Income
proof for last three years i.e.audited Balance sheet or
I.T.
return.
(C) : For Farmers
Income proof for last three
years.
(D) : One
guarantor acceptable. |
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