What's New

Internet Banking. Banking with convenience!
SMS Banking Now Available. Anytime Banking with Your Mobile.
We offer Point-of-Service facility for KYC compliance - we can come to you!
Ratnakar Bank launches the first co-branded prepaid gift card in association with Inorbit Malls.
Ratnakar Bank increases savings account interest rate to 5.5%
Ratnakar Bank Launches Online Shopping for existing customers in collaboration with Times Of Money.
Shanta Vallury, Head Branch Banking & Distribution felicitated as the Leading Woman in Banking at the 3rd Edition Women Leaders in India Awards 2011.
Avail Special 400 Days FD rate today! Contact your nearest branch for more information. Hurry offer valid only for a limited period.

Internet Banking

Access your account details, manage deposits and loans, Transfer funds and more!
Login

Locator

Click to locate nearest Ratnakar
ATM Branch

Bank Rates

Bank Deposits
Home Loans
Loan Against Property
Car Loan

Quick Links

Lockers

Base Rate & PLR

Financial Information

Read about our Bank's Financial Performance & Basel II Disclosures.

Convenience Banking

Home > Personal Banking > Convenience Banking > Payment Gateway

Bill Pay Mobile Banking SMS Banking Internet Banking Payment Gateway Debit Card

Now get the unmatched experience of Online Shopping from your Ratnakar Bank Account! Ratnakar Bank customers can now pay for online purchases of goods and services via direct debit to their savings/current accounts.

Benefits of this service

Easy purchase at the click of a button anytime, anywhere using existing Net banking credentials.
Transact with top merchants all over the country, covering categories like Apparels, Hotels, Matrimony, Astrology, Gifts, Florists, Electronics, Top-Ups, Tax Payments etc.

List of Top Merchants/Categories