Mission Statement
It is the core mission of Ratnakar Bank:
"To develop a professional and managed platform based on relationships, knowledge, sector expertise and technology to:
Build a customer-centric Retail Banking Business.
Identify and partner with SME's and Emerging Local Corporates with outstanding business models, providing them a full range of financial services so as to enable them to become world-class enterprises.
Deliver robust and cost-effective banking services that promote Financial Inclusion, catalyze growth and reduce social inequalities"
The strategic course that Ratnakar Bank aims to steer towards in the coming years involves a focused plan for micro banking and Financial Inclusion/Agri Banking through specialized products and services. The Bank's strategy is driven by owner / promoter and top management access and relationships (KYC), which is backed by sector specialization, branch network, technology platforms and brand repositioning.
The goal of Ratnakar Bank is to be the 'Bank of Choice' in its selected client and geographic segments.