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| Repayment Period : Maximum 15 Years Margin : 25% Purpose : To Purchase Flat or for construction of home. Eligibility : Employees of Govt./ Semi Govt., Reputed Companies / Businessmen, Traders / Professionals & Self Employed Persons / Farmers. Other Norms : (A) : For Employees of Govt./ Semi Govt., Reputed Companies. 1 : Applicant must be permanent employee. 2 : Should submit - salary certificate,undertaking letter of employer to deduct & send the monthly installment. 3 : I.T. return copy. 4 : Maximum take Loan salary should be 50% after deducting housing loan installment (B) : For Businessmen or Traders or Professionals & Self Employed. 1 : Income proof for last three years i.e.audited Balance sheet or I.T. return. (C) : For Farmers 1 : Income proof for last three years. (D) : Latest Prosperity card, approved plan, estimate, construction permission, registered agreement to sale, source of margin money, N.A. order etc. (E) : One acceptable guarantor. |