Repayment Period : Maximum 5 Years
Margin : 25%
Purpose : To Purchase TV / VCR / Refrigerator / Furniture / Household equipments / etc.
Eligibility : Employees of Govt./ Semi Govt., Reputed Companies / Businessmen, Traders / Professionals & Self Employed Persons / Farmers.
Other Norms :
(A) : For Employees of Govt./ Semi Govt., Reputed Companies.
1 : Applicant must be permanent employee.
2 : Should submit - salary certificate,undertaking letter of
employer to deduct & send the monthly installment.
3 : I.T. return copy.
4 : Maximum take Loan salary should be 50% after deducting loan installment
(B) : For Businessmen or Traders or Professionals & Self Employed.
Income proof for last three years i.e.audited Balance sheet or I.T. return.
(C) : For Farmers
Income proof for last three years.
(D) : One guarantor acceptable. |
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