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Housing
Loans
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Repayment
Period : Maximum 10Years
Margin
: 25%
Purpose :
To Purchase Flat or for construction of home.
Eligibility
: Employees of Govt./ Semi Govt.,
Reputed Companies
/
Businessmen, Traders / Professionals
& Self Employed
Persons / Farmers.
Other Norms :
(A) :
For Employees
of Govt./ Semi Govt.,
Reputed Companies.
1
: Applicant must be permanent employee.
2 : Should submit - salary certificate,undertaking
letter of
employer to deduct & send the monthly installment.
3
: I.T. return copy.
4
: Maximum take Loan salary should be 50% after deducting
housing loan installment
(B) : For Businessmen or
Traders
or Professionals & Self Employed.
1 : Income proof for
last three years i.e.audited Balance sheet
or I.T. return.
(C) : For Farmers
1
: Income proof for last three years.
(D)
: Latest Prosperity card, approved plan, estimate, construction
permission, registered agreement to sale, source
of margin money, N.A. order etc.
(E) : One
acceptable guarantor. |
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