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सचेत कड़ियाँ
जमाराशियां योजनाएँ
विविध जमाराशियां योजनाएँ उत्तमतर प्रतिफल के लिए
जमाराशिया व्याज दर
सभी जमाराशियां योजनाएँ पर आकर्षक व्याज दर की विस्तृत जानकारी
कार्य-संपादन
बैंक 5,50,000 ग्राहकों के विश्वास और सहयोग से प्रतिष्टित / संपन्न है । बैंक की कार्यनिधि (31 मार्च 2010 को ) लगभग 1585 करोड, जमाराशिया पूँजि 1186 करोड और निवेश पूँजि 511 करोड रुपए है । बैंक का कामकाज महाराष्ट्र, कर्नाटक, गोवा, गुजरात और दिल्ली की 87 शाखाओं से चलता है । 57 शाखाएँ कोर बैंकिंग नेटवर्क में हैं और 10 पूर्णत: संगणकीकृत है और 90% से अधिक बैंक का कामकाज संगणक से होता है । |
तुलन पत्र 31 मार्च 2010 तक
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| 1 Interest earned (a)+(b)+(c)+(d) | 144.17 | 137.87 | |||
| (a) Interest/discount on advance bills | 95.79 | 77.44 | |||
| (b) Income on investments | 32.64 | 31.72 | |||
| (c) Interest on balanceswith Reserve Bank of India and other inter-bank funds | 15.74 | 28.71 | |||
| (d) Others | - | - | |||
| 2 Other Income | 13.22 | 15.66 | |||
| 3 Total Income (1)+(2) | 157.39 | 153.53 | |||
| 4 Interest Expended | 85.25 | 74.44 | |||
| 5 Operating Expenses (i)+(ii) | 38.70 | 33.25 | |||
| (i) Employees Cost | 22.89 | 20.50 | |||
| (ii) Other operating Expenses | 15.81 | 12.75 | |||
| 6 Total Expenditure (4)+(5) | 123.95 | 107.69 | |||
| (Excluding Provisions and Contingencies) | |||||
| 7 Operating Profit (3)-(6) | 33.44 | 45.84 | |||
| (Profit before Provisions and Contingencies) | |||||
| 8 Provisions (other than tax) and Contidencies (net) | 4.86 | 0.27 | |||
| 9 Exceptional Items | - | - | |||
| 10 Profit/(Loss) from Ordinary Activities after Tax (7)-(8)-(9) |
28.58 | 45.57 | |||
| 11 Tax Expense | 9.47 | 15.04 | |||
| 12 Net Profit/(Loss) from Ordinary Activities after from Tax (10)-(11) |
19.11 | 30.53 | |||
| 13 Extraordinary items (net of tax expense) | - | - | |||
| 14 Net Profit (12)-(13) | 19.11 | 30.53 | |||
| 15 Paid-up equity share capital (face value of Rs. 10/-per share) |
104.72 | 104.72 | |||
| 16 Reserves excluding revaluation reserves | 247.06 | 235.28 | |||
| 17 Analytical Ratios | |||||
| (i) Percentage of shares held by Government of India |
- | - | |||
| (ii) Capital Adequacy Ratio (Basel I) | 36.01% | 44.87% | |||
| (iii) Capital Adequacy Ratio (Basel II) | 34.07% | 42.30% | |||
| (iii) Earning Per Share (EPS) | |||||
| - Basic | 1.82 | 2.91 | |||
| - Diluted | 1.82 | 2.91 | |||
| (iv) NPA Ratios | |||||
| (a) Amount of Gross Non-Performing Assets | 27.64 | 17.27 | |||
| (b) Amount of Net Non-Performing Assets | 11.36 | 5.45 | |||
| (c) % of Gross NPAs | 2.33% | 2.13% | |||
| (d) % of Net NPAs | 0.97% | 0.68% | |||
| (v) Return on Assets | 1.05% | 1.96% |