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Loan Schemes

A loan scheme for your ever need....

Loan Interest Rates

Detailed info of interest rates on our various loan schemes...

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Deposit Interest Rates

Revised Deposits Interest Rates - Effective date 01.09.2009
 

Period of Deposit

Existing Rates(%)

Revised Rates(%)

For Senior Citizen-%

*Effective Rate-%

*Effective Rate-% For Senior Citizen

7  to 14 Days

3.00 %

3.00 %

3.50 %

 

 

15  to 45 Days

3.50%

3.50%

4.00%

 

 

46  to 90 Days

4.25 %

4.00 %

4.50 %

 

 

91  to 180 Days

5.50 %

5.25 %

5.75 %

 

 

181 to 364 Days

6.50 %

6.25 %

6.75 %

 

 

One  to Less than Two years

7.25 %

6.75 %

7.25 %

6.92 %

7.45 %

Above 2 Year  to 3 Years

7.75 %

7.25 %

7.75 %

7.73 %

8.30 %

 Above 3 Years  to 5 Years

8.00%

7.50%

8.00 %

8.32 %

8.94 %

Above 5 Years  to 10 Years

7.75 %

8.00 %

8.50 %

9.72 %

10.46 %

Please visit our nearest Branch for more information

(Subject to Changes)
We offer instant credit for outstation cheques up to Rs. 15,000/- to saving Account holders.

Ratna Vyapar Plus Current Account

 

Period of Sweep out units

Applicable Rates (%)

1

Up to 29 days

Nil

2

30 days to 180 days

1.50

3

181 days to 364 days

2.50

4

365 days

3.00

 

Ratna Max Income Saving Account

 

Period of Sweep out units

Applicable Rates (%)

1

Up to 14 days

Nil

2

15 days to 29 days

3.50

3

30 days to 180 days

4.00

4

181 days to 364 days

5.00

5

365 days

5.50

Rate of Interest on Ratna Tax Saving Scheme shall be 7.50%. For senior citizens, it shall be 8.00%.