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Internet Banking. Banking with convenience!
Free financial planning advice for existing and new customers - contact your nearest branch manager for an appointment.
We offer Point-of-Service facility for KYC compliance - we can come to you!
Ratnakar Bank launches the first co-branded prepaid gift card in association with Inorbit Malls.
Ratnakar Bank increases savings account interest rate to 5.5%
Ratnakar Bank Launches Online Shopping for existing customers in collaboration with Times Of Money.
Shanta Vallury, Head Branch Banking & Distribution felicitated as the Leading Woman in Banking at the 3rd Edition Women Leaders in India Awards 2011.
Avail Special 400 Days FD rate today! Contact your nearest branch for more information. Hurry offer valid only for a limited period.

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Careers

Home > Careers With Us

It takes self-belief to accept challenge but it needs courage to conquer it. So if you believe in yourself and are looking to push your limits you are welcomed to be part of team Ratnakar Bank.

Current Openings

Business Solutions Group
Retail Banking
Commercial Banking
Finance
Legal
Corporate Banking

Business Solutions Group

Officer - Assets Products

Well versed with Assets Products & Business Operations and Process.
Working knowledge / Hands-on the systems associated with the said Products / Business.
Knowledge about the competition / best market practices.
System knowledge to cover the Front-end Process, Mapping the Operations and workflow, GL accounting etc.
Understanding of the various direct banking products / channels and their respective system interphase / operations.
Data Migration from one system to another and their impact analysis / gap document etc.
Preparation of system requirement document and process workflows.
Be a team player and willing to carry out R&D on systems and testing.
Willing to work under pressure and be independent.
Should be creative and consider all facts before designing system / operations process.
Coordination with various Business Groups in designing / conceptualizing the systems / processes / operations /
roll out.
Monitoring the usage and highlight misuse / items which will impact the system.
Upload Resume

Retail Banking

Cluster Head (Delhi)

Sales & Business Development- Cluster Profitability.
Capability Building & Manpower Management.
Compliance & Risk Management.
Customer Service.
Brand Administration.
Upload Resume

Cluster Head (NCR)

Sales & Business Development- Cluster Profitability.
Capability Building & Manpower Management.
Compliance & Risk Management.
Customer Service.
Brand Administration.
Upload Resume

Branch Manager (Surat)

Branch Profitability.
Drive Customer Service Matrix.
Capability Building & Manpower Management.
Compliance & Risk Management.
Execute and monitor overall administration and efficient daily operations of branch; including operations, lending, product sales, customer service, security and safety in accordance with the Bank's objectives.
Achievement of incremental number and value targets for Liabilities (CA, SA, FD); Assets (Home, Auto & other assets) and Fee Products (MF, LI, GI, Gold & other fee products).
Manage - Navratna Customers-Key Branch Relationships.
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Branch Manager (Banglore)

Branch Profitability.
Drive Customer Service Matrix.
Capability Building & Manpower Management.
Compliance & Risk Management.
Execute and monitor overall administration and efficient daily operations of branch; including operations, lending, product sales, customer service, security and safety in accordance with the Bank's objectives.
Achievement of incremental number and value targets for Liabilities (CA, SA, FD); Assets (Home, Auto & other assets) and Fee Products (MF, LI, GI, Gold & other fee products).
Manage - Navratna Customers-Key Branch Relationships.
Upload Resume

Branch Operations Manager (Surat)

Compliance & Risk Management.
Responsible for internal control, systems & processes of the branch.
Ensure data integrity of the accounts at the branch.
Optimise Branch profitability: Cash Handing.
Capability Building & Manpower Management.
Other Responsibilities: - Billing, Service Charges, Processing Charges, Insurance Coverage, Verification of Day End Reports, Exception Reports, Cash Verification, Cash Management, System Functioning, Premises up keep, etc.
Upload Resume

Branch Operations Manager (Aurangabad)

Compliance & Risk Management.
Responsible for internal control, systems & processes of the branch.
Ensure data integrity of the accounts at the branch.
Optimise Branch profitability: Cash Handing.
Capability Building & Manpower Management.
Other Responsibilities: - Billing, Service Charges, Processing Charges, Insurance Coverage, Verification of Day End Reports, Exception Reports, Cash Verification, Cash Management, System Functioning, Premises up keep, etc.
Upload Resume

Branch Operations Manager (Banglore)

Compliance & Risk Management.
Responsible for internal control, systems & processes of the branch.
Ensure data integrity of the accounts at the branch.
Optimise Branch profitability: Cash Handing.
Capability Building & Manpower Management.
Other Responsibilities: - Billing, Service Charges, Processing Charges, Insurance Coverage, Verification of Day End Reports, Exception Reports, Cash Verification, Cash Management, System Functioning, Premises up keep, etc.
Upload Resume

Branch Sales Manager (Mumbai - Western Line)

Sales & Business Development.
- Achievement of incremental number and value targets for Liabilities (CA, SA, FD) Prepare and track product wise - liabilities, assets & fee - AOP for the full financial year.
Capability Building & Manpower Management.
Insurance Cross Sell - Other fee income.
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Zonal Head - Retail Branch Banking (Delhi)

Overall responsibility for setting up new branches and managing service delivery, operations and implementing strategies towards enhancing market penetration, business volumes, relationship management and growth in the given Zone.
Responsible for Business acquisition, expansion & Bottom-line (Profitability) of the Zone.
Sales & Business Development- Zonal Profitability.
Capability Building & Manpower Management.
Compliance & Risk Management.
Customer Service.
Brand Administration.
Minimum 15 years of exp in Banking.
Upload Resume

Zonal Head - Retail Branch Banking (NCR)

Overall responsibility for setting up new branches and managing service delivery, operations and implementing strategies towards enhancing market penetration, business volumes, relationship management and growth in the given Zone.
Responsible for Business acquisition, expansion & Bottom-line (Profitability) of the Zone.
Sales & Business Development- Zonal Profitability.
Capability Building & Manpower Management.
Compliance & Risk Management.
Customer Service.
Brand Administration.
Minimum 15 years of exp in Banking.
Upload Resume

Junior Officer / Officer Sales (Goa)

Sales & Business Development.
Customer Service.
Insurance & cross Sell- Other fee income.
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Junior Officer / Officer Sales (Mumbai)

Sales & Business Development.
Customer Service.
Insurance & cross Sell- Other fee income.
Upload Resume

Junior Officer / Officer Operations (Aurangabad)

Error free processing of all transactions as per guidelines in circulars / operations manual.
Daily reconciliation of deliverables, inventories in custody.
Resolution of all requests received during the day.
Compliance & Risk Management.
Record movement of all inventories & deliverables in relevant registers and signing off closing stock of all inventories & deliverables jointly with BOM in relevant registers.
Customer identification through signature verification and recommended ID proofs before executing a customer's transaction.
Upload Resume

Junior Officer / Officer Operations (Sohna - Gurgaon)

Error free processing of all transactions as per guidelines in circulars / operations manual.
Daily reconciliation of deliverables, inventories in custody.
Resolution of all requests received during the day.
Compliance & Risk Management.
Record movement of all inventories & deliverables in relevant registers and signing off closing stock of all inventories & deliverables jointly with BOM in relevant registers.
Customer identification through signature verification and recommended ID proofs before executing a customer's transaction.
Upload Resume

Junior Officer / Officer Operations (Bhiwadi - Rajasthan)

Error free processing of all transactions as per guidelines in circulars / operations manual.
Daily reconciliation of deliverables, inventories in custody.
Resolution of all requests received during the day.
Compliance & Risk Management.
Record movement of all inventories & deliverables in relevant registers and signing off closing stock of all inventories & deliverables jointly with BOM in relevant registers.
Customer identification through signature verification and recommended ID proofs before executing a customer's transaction.
Upload Resume

Junior Officer / Officer Operations (Surat)

Error free processing of all transactions as per guidelines in circulars / operations manual.
Daily reconciliation of deliverables, inventories in custody.
Resolution of all requests received during the day.
Compliance & Risk Management.
Record movement of all inventories & deliverables in relevant registers and signing off closing stock of all inventories & deliverables jointly with BOM in relevant registers.
Customer identification through signature verification and recommended ID proofs before executing a customer's transaction.
Upload Resume

Junior Officer / Officer Operations (Chennai)

Error free processing of all transactions as per guidelines in circulars / operations manual.
Daily reconciliation of deliverables, inventories in custody.
Resolution of all requests received during the day.
Compliance & Risk Management.
Record movement of all inventories & deliverables in relevant registers and signing off closing stock of all inventories & deliverables jointly with BOM in relevant registers.
Customer identification through signature verification and recommended ID proofs before executing a customer's transaction.
Upload Resume

Junior Officer / Officer Operations (Ahmadnagar)

Error free processing of all transactions as per guidelines in circulars / operations manual.
Daily reconciliation of deliverables, inventories in custody.
Resolution of all requests received during the day.
Compliance & Risk Management.
Record movement of all inventories & deliverables in relevant registers and signing off closing stock of all inventories & deliverables jointly with BOM in relevant registers.
Customer identification through signature verification and recommended ID proofs before executing a customer's transaction.
Upload Resume

Junior Officer / Officer Operations (Shirdi)

Error free processing of all transactions as per guidelines in circulars / operations manual.
Daily reconciliation of deliverables, inventories in custody.
Resolution of all requests received during the day.
Compliance & Risk Management.
Record movement of all inventories & deliverables in relevant registers and signing off closing stock of all inventories & deliverables jointly with BOM in relevant registers.
Customer identification through signature verification and recommended ID proofs before executing a customer's transaction.
Upload Resume

Commercial Banking

Senior Relationship Manager - Commercial Banking (Mumbai)

Primary contact of the Bank at the client level and work towards asset, liability, treasury and cross-sell targets set by the Bank.
Would act in co-ordination with Branch officials for new customer acquisition and deepening of existing relationships.
7-10 year's work experience in SME / Business Banking areas.
The targets are across revenue / top line streams from identified client segment. (Assets level & quality, fee, liability and third party products).
Experience in writing credit proposals.
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Product Sales Manager - Goa
Job Description:

Drive the Program Products of commercial banking across the branch Channel.
New client acquisition and servicing the existing clients below 1.5cr.
Support Branches / Channel to source business.
Liaison with the credit team for speedy approval /sanction of proposals sent by the branches.
Timely analysis and submission of MIS.
Build and deepen relationships with Customers to achieve increase in share of wallet and revenues.
Provide professional customer service to achieve a high percentage of customer satisfaction and retention.
Have complete knowledge of the customer base in terms of the profile, demographics & psychographics and assets in the Bank and in other places.
Upload Resume

Product Sales Manager - Nasik
Job Description:

Drive the Program Products of commercial banking across the branch Channel.
New client acquisition and servicing the existing clients below 1.5cr.
Support Branches / Channel to source business.
Liasion with the credit team for speedy approval /sanction of proposals sent by the branches.
Timely analysis and submission of MIS.
Build and deepen relationships with Customers to achieve increase in share of wallet and revenues.
Provide professional customer service to achieve a high percentage of customer satisfaction and retention.
Have complete knowledge of the customer base in terms of the profile, demographics & psychographics and assets in the Bank and in other places.
Upload Resume

Product Sales Manager - Chennai
Job Description:

Drive the Program Products of commercial banking across the branch Channel.
New client acquisition and servicing the existing clients below 1.5cr.
Support Branches / Channel to source business.
Liasion with the credit team for speedy approval /sanction of proposals sent by the branches.
Timely analysis and submission of MIS.
Build and deepen relationships with Customers to achieve increase in share of wallet and revenues.
Provide professional customer service to achieve a high percentage of customer satisfaction and retention.
Have complete knowledge of the customer base in terms of the profile, demographics & psychographics and assets in the Bank and in other places.
Upload Resume

Product Sales Manager - Aurangabad
Job Description:

Drive the Program Products of commercial banking across the branch Channel.
New client acquisition and servicing the existing clients below 1.5cr.
Support Branches / Channel to source business.
Liasion with the credit team for speedy approval /sanction of proposals sent by the branches.
Timely analysis and submission of MIS.
Build and deepen relationships with Customers to achieve increase in share of wallet and revenues.
Provide professional customer service to achieve a high percentage of customer satisfaction and retention.
Have complete knowledge of the customer base in terms of the profile, demographics & psychographics and assets in the Bank and in other places.
Upload Resume

Product Sales Manager - Surat
Job Description:

Drive the Program Products of commercial banking across the branch Channel.
New client acquisition and servicing the existing clients below 1.5cr.
Support Branches / Channel to source business.
Liasion with the credit team for speedy approval /sanction of proposals sent by the branches.
Timely analysis and submission of MIS.
Build and deepen relationships with Customers to achieve increase in share of wallet and revenues.
Provide professional customer service to achieve a high percentage of customer satisfaction and retention.
Have complete knowledge of the customer base in terms of the profile, demographics & psychographics and assets in the Bank and in other places.
Upload Resume

Relationship Manager - Commercial Vehicle Finance - Mumbai
Desired Expertise:

Candidate should have minimum 3 - 5 years' experience of Commercial Vehicle Finance / Construction Equipment Finance.
Excellent knowledge of the operating market required for this position.
Tie up with Financiers to make finance available for customers.
Build relationships with fleet owners (not designated key accounts) and pick up orders.